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VISA® CREDIT CARDS
A Visa® Credit Card from the Credit Union gives
you a BIG package of useful benefits. There is NO ANNUAL
FEE, a 25 day grace period, and a fixed annual interest
rate. It also serves as a ScoreCard™
to give you a Bonus Point for every dollar you spend
with it. Redeem these points for quality merchandise,
air fare, hotel stays, and other benefits.
In addition, the card offers auto rental insurance,
extended warranty and purchase security. You can make
your payments automatically through your Credit Union
accounts. Shop around carefully and compare other Visa®
cards against the Credit Union's and you'll probably
agree that ours is better. We can also help you switch
your balance from other cards to the Credit Union Visa®.
Your VISA® Card Guide
To Benefits:
Due to significant losses and unnecessary disruption to our members, our Visa Credit and Debit Cards are no longer being accepted in some countries. Before traveling, please contact the credit union?s call center or a branch manager for the current list of blocked countries. Sorry for any inconvenience.
HOME IMPROVEMENT LOANS
Home Improvement loans to pay for expenses involved
in remodeling or improving your home without having
to secure a mortgage on your home. We offer terms up
to 84 months with a borrowing limit of $20,000.
PERSONAL LOANS
One of our most popular and flexible loans because it
can be used to fund almost any need. All it takes is
your signature and good credit. You can borrow up to
$20,000 for up to 72 months. Our Personal Loan is good
for many uses such as debt consolidation, college tuition,
a new computer, a vacation or an emergency.
VEHICLE LOANS
Whether it is a new or used car, truck, motorcycle,
boat, RV or travel trailer, we can provide you with
competitve rates and terms up to 84 months, financing
up to 110%, pre-approval and payments to fit your budget.
RECREATIONAL VEHICLE
Recreational vehicle loans to purchase RV's, Conversion
Vans, Motorcycles, Boats, Campers, or Trailers.
HOME EQUITY
Home Equity Loans offer a low interest rate and are
available to members with sufficient equity in their
homes. The money may be used for any worthwhile purpose
including major purchases, home improvements or consolidation
of other loans with higher interest rates. There is
a minimum amount of $5,000, no closing costs, no points,
and you can borrow up to 90% of your home's value.
MORTGAGE
Mortgage Loans from the Credit Union can help members
purchase a home or refinance their current home. You
can borrow up to 80% of it's value for up to 30 years.
90% financing available with PMI. Check out our competitive
rates. WE DO NOT SELL OUR MORTGAGES. Closing costs are
out of pocket only - NO POINTS.
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