
Newsletters » Fall 2008

With The Ultimate In Service
And Convenience!
With gas prices continuously on the rise, we’re doing everything in our power to help you maximize
your earnings. We’ve got the products and services to help you make the most of your money while
offering the electronic convenience to save you from making extra trips to the Credit Union. That
means you’ll save yourself some time and save on gas money!
Member Privilege Is Protecting You
Having a check returned for insufficient funds can be a costly and humiliating experience. That’s why
we provide “Member Privilege,” a special Overdraft Protection program for Greater Cincinnati Credit
Union’s Personal Checking members. It provides an added level of protection against unanticipated cash
flow emergencies and account reconciliation errors. This service can be used between paychecks or to
cover unexpected bills and expenses. As long as you maintain your account in good standing, Member
Privilege is ready to help with up to a $300 limit on your account.
The Ultimate In Convenience...
Stay connected to your money without making an extra trip to the Credit Union with the
following time-saving services:
Use Tellie Online Internet Banking to view your account balances, verify cleared checks,
transfer money between accounts and so much more – all from the comfort of your home or
office computer. Accessible from our website, it’s the easy and convenient
way to manage your finances.
Add Online Bill Payer to your online experience and take care of all your bills online. It’s safe,
fast and easy! Plus, when you use this service during October and November, you’ll be eligible to
win $50.
With Direct Deposit, your paycheck or Social Security check will be deposited directly in to
your Credit Union account. It takes the worry out of stolen or misplaced checks and delayed
deposits. Your money will be immediately available to you every payday! Plus, you no longer need
to worry about making an extra trip to the Credit Union.
Ready To Enjoy The Convenience?
Stop by any branch or call our Call Center at (513) 559-1234 for more information on these
convenient products and services.
Recently Retired?
If so, you may be eligible for RetireEase
Checking, a program that offers a Checking
Account without a monthly processing fee.
RetireEase specialty checks are also available
at no charge for members age 50 and older
who agree to have their pension or Social
Security checks Direct Deposited into
their accounts.* RetireEase is also available
to working members age 62 and older
who agree to have their paychecks Direct
Deposited into their accounts.
Getting Started
Is Easy!
Call (513) 559-1234, stop by the Credit
Union or visit us online for more information.
*First 30 checks per month are included at no additional
charge. $.15 for each additional check.
Don’t Let College Expenses Hold You Back!
Greater Cincinnati Credit Union is now affiliated
with CU Student H.E.L.P, a higher education loan
program. Whether you are an undergraduate or
graduate student, a CU Student H.E.L.P. loan can cover
up to 100% of your total cost of attendance! It can
also help cover the cost of any unplanned educational
expenses, too! A H.E.L.P. loan offers:
- Flexible Loan Amount
- Competitive Pricing
- 12-Month Grace Period After Graduating
- Repayment Period Up To 25 Years
- Level Or Graduated Repayment Options
- No Prepayment Penalty
- Paid Directly To School
Learn more by visiting our website,
stop by any branch or call our Call Center at (513) 559-1234 for more information.
Why Should YOU Use The GCCU VISA® Credit Card?
The answer is simple – because with the following features and benefits, it’s the only
card you need to carry:
- Rates As Low As 9.99% APR* For Purchases And Balance Transfers
- 25-Day Grace Period For Purchases
- Low APR* And No Fee For Cash Advances
- 10-Day Extension From Due Date
Before A Late Fee Is Applied**
- Earn Scorecard® Points For
Each Dollar Charged†
- No Annual Fee
- No Need To Carry Cash
Don’ t Have
Your GCCU
VISA Yet?
Apply Today!

Apply online, stop in to one of our branches, or call (513) 559-1234 and start enjoying the benefits!
*APR = Annual Percentage Rate. Contact Credit Union for complete credit card program details.
** $30 late fee accrued after 10 days past due.
† Scorecard Points can be redeemed for great travel and merchandise rewards.
Kids: Win Some Cash From Dollar Dog!
Attention all Dollar Dog members! Your
Credit Union wants to help you save during the
holiday season by giving away $500 – that’s $25 each to
20 lucky Dollar Dog members! Watch your mail for an entry form for this special
drawing. The winners will be drawn in December. No deposit is necessary - simply
fill out the form and return it to the Credit Union office.
Odds of winning Dollar Dog Cash Giveaway prizes will vary according to the number of entries received by
November 28, 2008. Dollar Dog Cash Giveaway Prize Drawing will be held on December 5, 2008. Some restrictions
apply to this promotion. Limit one entry per person. No purchase necessary to win.

Back In Time For The Holidays
Pay Your Bills Online And Win $50
Paying your bills has never been easier or more convenient with Online Bill Pay from GCCU. Register today and join the hundreds of members using the convenient way to pay bills. Take a look at the benefits:
Earn $50
Pay your bills online with Bill Payer during the months of October and November and you’ll be
entered to win $50 cash! Each bill you pay equals one entry so pay as many bills as you can for
additional entries. We will have a total of 20 winners each month. Payments to current Credit
Union accounts/loans are excluded.
Register And Sign Up Today!
Online Bill Pay is easy to use. Simply access our website and click the Tellie Online link. Start saving time and money today!
Odds of winning Online Bill Pay Cash Giveaway will vary according to the number of entries received by October 31, 2008 and November 30, 2008. The drawings will take place on November 7, 2008 and December 5, 2008. Some restrictions apply to this promotion.

Holiday Closings
The Credit Union will be closed to
observe the following events and holidays:
Columbus Day
Saturday, October 11, 2008
Monday, October 13, 2008
Veterans Day
Tuesday, November 11, 2008
Thanksgiving
Thursday, November 27, 2008
Saturday, November 29, 2008
*Friday, November 28, 2008
(Main Office Closed, All other branches Open normal business hours)
Christmas
*Wednesday, December 24, 2008
(Main Office Closed, All other branches Open 9-12 noon)
Thursday, December 25, 2008
*Friday, December 26, 2008
(Main Office Closed, All other branches Open normal business hours)
New Year's Eve/
Year End Cash Audit
*Wednesday, December 31, 2008
(All locations Open 9-12 noon)
New Year’s Day
Thursday, January 1, 2009
Martin Luther King Jr. Birthday
Saturday, January 17, 2009
Monday, January 19, 2009

Holiday Club Giveaway - Win Some Cash For The Holiday Season!
When you stop by to renew your Holiday Club Account this November, be sure to
fill out an entry form for our $1,000 Holiday Club Cash Giveaway Drawing. Twenty
fortunate Holiday Club Account holders will each win $50 cash! New Holiday Club
Accounts are eligible, too!
Fill out an entry form between November 1 and December 1, 2008 when you open or renew your account. No purchase necessary.
Odds of winning Holiday Club Cash Giveaway Prizes will vary according to the number of entries received by December 1, 2008. Holiday Club Cash Giveaway Drawing will be held on December 8, 2008. Some restrictions
apply to
this promotion. Limit one entry per person.
Conveniently Located To Serve You
Main Office: 2721 Central Parkway ■ Cincinnati, Ohio 45225 ■ Manager: John
Oakley/Hyde Park: 4004 Edwards Road ■ Cincinnati, Ohio 45209 ■ Manager: Barb
North College Hill: 6899 Hamilton Avenue ■ Cincinnati, Ohio 45224 ■ Manager: Steve
Westwood: 3287 Werk Road ■ Cincinnati, Ohio 45211 ■ Manager: Lisa
Mason: 7948 Mason-Montgomery Road ■ Mason, Ohio 45040 ■ Manager: Ben
Phone: (513) 559-1234 ■ Out Of Town: (800) 803-1234 ■ Fax: (513) 559-0910
Tellie By Phone: (513) 559-0901 ■ Out Of Town: (888) 292-0901
Website & Tellie On Line: www.gccu.org
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