Newsletters » Spring 2009


Paying Your Bills Just Got Easier!

If you’re looking for a safe and easy way to simplify your life and make time for the things that matter most, Online Bill Pay can help you do just that! Accessible from our website, this service is a secure way to conveniently pay bills from any computer connected to the Internet. You no longer need to worry about the rising cost of postage or waste time and gas leaving your home to pay your bills. There are no checks to write or worries about lost mail and you can pay your bills from the comfort and privacy of your own home in a matter of seconds.

This convenient service is offered at no additional charge to our members with a Share Draft Account. Plus, it’s safe and easy to use! You can set up one-time bills or schedule bills to be paid weekly, monthly or annually so they are never forgotten. Payments can be deducted from any of your Credit Union accounts. Now you can leave for vacation without worrying if you forgot to send off one of your bills. Instead, you’ll enjoy the peace of mind knowing your bills are paid on time, every time!

Sign Up Today!
Simply visit our website at www.gccu.org to get started. You can also stop by the Credit Union or call (513) 559-1234 for more information.


VISA® Gift Cards Available At GCCU

Do you need a gift for someone who has everything? Or maybe you’d like to help someone in need? The Greater Cincinnati Credit Union offers a solution!

You can purchase a VISA® Gift Card in the amount of $10 to $1,000 at any of our locations. This card is much safer than giving cash and is accepted anywhere VISA is accepted.

Please contact the Credit Union at (513) 559-1234 or stop by any of our locations for more information or to purchase a card.

 


Update Your Contac t Information

We would like to get your updated contact information for account notification purposes. It is important that you receive your statements and other information related to your Credit Union accounts on a timely basis. It is also important for us to have accurate information on file so that we can communicate more efficiently when important information needs to be shared with our members.

Please take a moment to fill out the form below and return it to the Credit Union. Rest assured this information will not be shared with other parties.


Are You In Debt Danger?

Are you overwhelmed by the amount of debt you have? Are you making your payments but not seeing the balances go down? Are you being contacted by your creditors? Are your accounts beginning to fall behind?

If you answered yes to any of these questions, the solution might be credit counseling from Trinity Debt Management, an affiliate of the Greater Cincinnati Credit Union. In addition to meeting one-on-one with a certified counselor and free educational materials, you may be able to take part in a program that will help you bring your accounts current, reduce interest rates and combine your debts into one manageable monthly payment. Credit counselors are being trained to help identify budget and credit problems and provide solutions for managing credit card debt.

Contact Trinity Debt Management for budget and credit counseling or to discuss options for eliminating credit card debt. Call (800) 281-0939 or visit www.trinitycredit.org for more information.


Don’t Be A Victim – Protect Your Identity

Now more than ever, it is important to safeguard your personal information! Times are tough and the Greater Cincinnati Credit Union doesn’t want you to become a victim of criminal financial activities! Be sure to password protect all of your personal information on your computer and make the password at least 10 characters long. The more random the characters, the harder it will be for hackers to access your information. Using the first letter of each word of a favorite phrase is a great way to disguise your password while still making it easy to remember.

Unfortunately, there is no way to guarantee you won’t become a victim. Carefully monitor your financial information and if you find any questionable activity, notify the Credit Union immediately. The Credit Union will work with you to verify the questionable activity and advise you of the steps to take to minimize the damage.


Safe And Secure Investment Options

At Greater Cincinnati Credit Union, we offer members safe investment options, including but not limited to:

  • Share Certificates
  • One-Up Share Certificates
  • Money Market Accounts
  • Club Accounts (Vacation And Holiday)
  • Traditional IRAs
  • Roth IRAs
  • Educational IRAs
  • Health Savings Accounts (HSAs)

Stop by the Credit Union or call us at (513) 559-1234 for more information or to open an account.


Skip -A-Loan Payment This Summer!

You’ll enjoy the warm-weather months a lot more with some extra cash in your pocket. Skip-A-Loan payment in July or August (or both) and use the money you save for a summer vacation, a weekend getaway, a homeimprovement project or any other reason.

Check out our offer online at www.gccu.org, stop by one of our branches or call us at (513) 559-1234 to sign up. Rest easy and enjoy this relaxing time of year!

Don’t Wait –
This Offer Ends June 30, 2009!

All requests to skip a payment must be received by June 30, 2009. To be eligible for this special offer, all Credit Union accounts must be in good standing. Loans over $60,000 are not eligible. Other exclusions may apply. You will be contacted only if we cannot approve your request. By deferring the summer payment(s), interest will continue to accumulate on the outstanding balance, increasing the total cost of borrowing and extending the term of the loan.


Traveling This Summer? Don’t Forget To Check In With The Credit Union!

If you have a Greater Cincinnati VISA® Credit Card or STAR Debit Card, please contact the Credit Union before you travel internationally this summer! Some regions of the world have been blocked from use and we don’t want you to have any “surprises” while traveling. Before you leave for that wonderful vacation, please check with us to make sure your credit or debit card can be used in that region.

The Greater Cincinnati Credit Union offers Travel Money VISA Cards** (prepaid VISA cards) for members traveling to blocked regions. These VISA cards can be used anywhere the VISA logo is displayed, offering the security of traveler’s checks and the convenience of a VISA card. Travel Money Cards can be preloaded with $250 to $10,000 and can easily be reloaded by phone or online if you find yourself “running short.” They can even be used at ATMs worldwide to get cash (in local currency). You won’t even have to worry if your card gets lost or stolen because it will be replaced without any liability to you.*

Please contact us by calling (513) 559-1234 or stop by your favorite branch for more information.

*Certain restrictions apply regarding reloading, loss and theft. Contact Credit Union for complete program details.
**No service fee for Diamond Club Members.


Check Out Our Checking Account!

A Checking Account from Greater Cincinnati Credit Union is the ultimate checking package, providing you with the services you need and the benefits you deserve:

  • Debit Card*
  • Online Bill Pay
  • Direct Deposit
  • Overdraft Protection

Get Started Today!
Give us a call or stop by the Credit Union to apply for a Checking Account and start taking advantage of these great benefits today!

*Small monthly fee applies for Debit Card.


HOLIDAY CLOSINGS

The Credit Union will be closed to observe the following events and holidays:

Memorial Day
Saturday, May 23, 2009
Monday, May 25, 2009

Independence Day
Saturday, July 4, 2009

Labor Day
Saturday, September 5, 2009
Monday, September 7, 2009

Columbus Day
Saturday, October 10, 2009
Monday, October 12, 2009


Dollar Dog Helps Teach Your Kids To Save!

All good lessons and habits begin early and saving money is a skill that everyone needs. Get your children off to a good start with our Dollar Dog Kids Club.® This club is designed for children 12 and under. Take a look at some of the membership rewards your child will receive as a Dollar Dog member:

  • Special Events & Celebrations
  • Monthly Drawings For A $50 Savings Bond
  • Fun Treasure Chest Gifts*
  • Access To Interactive Website
  • Birthday Treats

Join Today!
It’s easy to open a Dollar Dog account – all that is required is an adult on the account and the child’s social security card. Simply bring your child to the Credit Union and join today! Call (513) 559-1234 or go to www.gccu.org for more information.

*When making a minimum $5 deposit into their own account.


 
 

All Rights Reserved © 2010 Greater Cincinnati Credit Union
Privacy and Disclosures

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your deposits are insured to $250,000 per account.
By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Greater Cincinnati Credit Union is a state chartered credit union. Deposits in G.C.C.U. are privately insured by American Share Insurance.