Sound Investment Solutions
One of the things the recent economic challenges have reminded us is that it is important to save for the future, and it is essential to do so safely and securely. Greater Cincinnati Credit Union offers a variety of sound investment solutions to help you prepare for tomorrow, today.
- Traditional IRAs – These IRA plans are the original, but their annual contribution limits have increased to $5,000 annually with an additional $1,000 allowed for people aged 50 and over as a “catch-up” allowance. Generally, amounts in your IRA, including earnings, are not taxed until they are distributed.
- Roth IRAs – Contribution amounts for a Roth IRA are the same as the Traditional variety, but an important difference is that your earnings grow tax-free if certain qualifications are met. Your contributions are non-deductible, but a tax-free withdrawal of earnings at retirement is an amazing benefit.
- Coverdell Education IRAs – Save money for your child's education on a tax-favored basis with a Coverdell Education IRA. These IRAs now have increased contribution limits of $2,000. Tax on earnings is deferred until the funds are withdrawn, and if used for qualified education purposes, the entire withdrawal may be tax-free. (Contact your tax advisor for more details.)
- Health Savings Account (HSA) – HSAs are tax-favored accounts that are similar to an IRA. They are owned by an individual and contributions to the account are used to pay for current and future medical expenses. These funds can be withdrawn to pay for the qualified medical expenses of yourself, your spouse or a dependent without tax penalty. The Credit Union offers two types of HSA accounts: certificates of deposit and a no fee, interest-earning account with a debit card.
Learn More
To learn more about these powerful investment options, stop in to one of our offices, call (513) 559-1234 or visit our IRA and HSA pages.
Why Should You Use The GCCU VISA® Credit Card?
The answer is simple – because with the following features and benefits, it’s the best card to carry:
- Rates As Low As 9.99% APR* For Purchases And Balance Transfers
- 25-Day Grace Period For Purchases
- Low Fixed Rate APR*
- 10-Day Extension From Due Date Before A Late Fee Is Applied**
- Earn Scorecard® Points For Each Dollar Charged†
- No Annual Fee
- No Need To Carry Cash
Don’t Have Your GCCU VISA Yet?
Apply Today
Apply online, stop in to one of our offices or call (513) 559-1234 and start enjoying the benefits!
*APR=Annual Percentage Rate. Contact the Credit Union for complete details.
**$30 late fee accrued after 10 days past due.
†Scorecard Points can be redeemed for great travel and merchandise rewards.
Cut The Clutter By Switching To
E-Statements!
 Whether you want to save time, save a tree or just get organized, E-Statements can help. Greater Cincinnati Credit Union members can now view their Account Statements and VISA® Statements securely online and print them any time. These statements will be available to print for 24 months, so staying organized is a cinch.
Get started right away, and you’ll never have to worry about misplaced statements again. You’ll save yourself time, money and aggravation.
Simplify Your Life By Signing Up For E-Statements Today!
Tellie On Line users can now register for Account E-Statements:
Go to Tellie On Line, Accounts Tab, click on the E-Statements link and register to receive your statements online. An email will be sent to notify you each time a new statement is available. You can check whenever it’s convenient for you. It’s that easy. Get started today!
5 Conveniently Located Offices
| Central Parkway Office: |
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| 2721 Central Parkway |
Cincinnati,Ohio |
45225 |
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Manager: |
Maureen |
| Silverton: |
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| 7221 Montgomery Road |
Silverton,Ohio |
45236 |
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Manager: |
Craig |
| North College Hill: |
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| 6899 Hamilton Avenue |
Cincinnati,Ohio |
45224 |
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Manager: |
Diane |
| Westwood: |
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| 3287 Werk Road |
Cincinnati,Ohio |
45211 |
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Manager: |
Lisa |
| Mason: |
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| 7948 Mason-Montgomery Road |
Mason,Ohio |
45040 |
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Manager: |
Steve |
Board Of Directors
| Harriet Russell
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President |
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| Sheila Taylor |
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Vice President |
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| Elaine Murphy |
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Treasurer |
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| Charles Dick |
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Secretary |
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| Ruth Clephane |
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Director |
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| Sam Grace |
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Director |
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| Wanda Jones |
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Director |
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| Walter "Bud" McMurray |
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Director |
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| Judy Meiering |
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Director |
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| Leonard Penn |
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Director Emeritus |
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| Moss White |
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Director Emeritus |
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| Joyce Hooks |
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Ex Officio |
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| Phillip L. Kiley |
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Ex Officio |
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| John Westendorf |
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Ex Officio |
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Holiday Closing Schedule
Labor Day
Saturday, September 3nd
Monday, September 5th
Columbus Day
Saturday, October 8, 2011
Monday, October 10, 2011
Veterans Day
Friday, November 11, 2011
Saturday, November 12, 2011
Thanksgiving
Thursday, November 24, 2011
Saturday, November 26, 2011
BRANCHES WILL BE OPEN FRIDAY, NOVEMBER 25TH, With REGULAR HOURS
Cental Parkway office will be closed
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