Newsletters » Winter 2009


Your Money Is Safe & Sound!

You can rest easy because each of your accounts – Savings, Checking, Certificates, IRAs and Money Market – is insured to at least $250,000 by American Share Insurance (ASI). ASI is owned by Credit Unions, not risk-taking Wall Street Investors and ONLY insures Credit Unions. Currently, over 1.5 million members belong to ASI. They have an equity ratio of 1.49 percent, greater than the Federal Deposit Insurance Corporation that insures most banks. ASI does not hold any mortgage-backed securities or exotic investments.

Greater Cincinnati Credit Union Is Here To Help Our Members ASI does not hold any mortgage-backed securities or exotic investments.

Greater Cincinnati Credit Union Is Here To Help Our Members
Greater Cincinnati Credit Union does not hold the type of mortgages and investments that created the need for the $700 billion bailout recently enacted by Congress. We keep our mortgages rather than selling them on the secondary market. Unlike banks and brokers, we’re not out to push loans on our members just to make a quick buck. Members who are having trouble making payments on loans because of sub-prime mortgages they’ve gotten elsewhere, or because they have lost their job should contact the Credit Union for assistance.

Safe Money Management
So sleep well. Your Credit Union is protected, even in this turbulent economy. Since our first days, we’ve been completely focused on our members’ financial well-being and conduct our business responsibly.

We will continue to provide the best in financial products,
services and convenience – and safety!


Diamond (Club) Is Your Best Friend!

Just like those rare gemstones, Diamond Club membership puts you in a select Diamond (Club) Is Your Best Friend!

Just like those rare gemstones, Diamond Club membership puts you in a select group of members who reap extra benefits. In addition to providing the financial services you use every day, Diamond Club membership rewards you with a 2 percent reduction on your VISA® Credit Card rate, a 1 percent reduction on the cost of most loans and a .50 percent bonus on most Share Certificate yields. How’s that for gem-like rewards?

All that’s required to be a Diamond Club member is your participation in the following Credit Union products and services:

  • Share Savings Account
  • Checking Account
  • STAR® ATM/Debit Card
  • VISA Credit Card

Sign Up For A Diamond!
Enjoy all the benefits of this special membership by calling us at (513) 559-1234 or stoppingstopping by the Credit Union. Get more information online at www.gccu.org.




Your First Line Of Defense Against Identity Theft!

With attacks on personal and financial information becoming more frequent and sophisticated, it’s time to take action to protect yourself, before it’s too late.

Identity Guard® Good StartSM is a comprehensive service designed to ensure that your personal and financial information is not being stolen or misused. You’ll receive:

  • Daily Credit Bureau Monitoring
  • E-Mail Notification Of Changes To Your Credit File
  • Unlimited Toll-Free Access To Credit Education Specialties

It’s fast and easy to enroll. Simply visit www.deluxe.com/identityguard to activate your FREE six-month subscription. There is no further obligation.But hurry – this offer expires soon!


Dollar Dog Delivers!

Our Dollar Dog Kids Club® is a great way to give kids 12 and under a financial head start. They learn the value of budgeting and saving money at the Credit Union, plus, when you sign them up, they’ll receive an official membership card, fun gifts, cool games, and lots more!



Watch for more information in your mailbox!



Your Invited! To Our 74th Annual Meeting




Financial Center Group

Please contact our Credit Union sponsors for all your investment, financial and estate planning needs. Our Financial Center partners are:

Eisenzimmer Financial Services, Inc.
Financial Planning Services
(513) 984-9111

Long, Schaefer & Company, Inc.
Tax Preparation Services
(513) 245-0300

Ritter & Randolph, LLC
Attorneys At Law
A wide range of legal assistance
(513) 381-5700

Trinity Debt Management
Debt Management
(800) 758-3844
www.trinitycredit.org


Save More!
Start The New Year Off Right – With Our Special Vehicle Loan Offer


*APR=Annual Percentage Rate. Based on approved credit. Other restrictions may apply. Loan rates and terms are subject to change without notice. Existing or refinanced GCCU Vehicle Loans are not eligible. Coupon must be presented at closing to qualify. Offer expires 3/31/09.

We are an Equal Opportunity Lender.


New Tellie Same Number Coming Soon!!

Tellie, Your Credit Union Telephone Teller, Is Getting a Makeover
When you call Tellie, you will use the same phone number – either (513) 559-0901 or (888) 292-0901 for those out of town members. When your call is answered, you’ll notice a big difference. The upgraded system will be very user-friendly and will offer enhanced convenience for members. Look for more information in your statements about the new Tellie telephone system.


New Coin Machine

For your convenience, our North College Hill Branch now has a coin machine. So empty out your jars and coffee cans and see how much your “stash” is worth!

Diamond Club, RetireEase and Youth Members
No Surcharge

Members
5 Percent Surcharge

Non-Members
10 Percent Surcharge

Bring in all those hard-earned coins and turn them into dollars!


Holiday Closings

The Credit Union will be closed to observe the following events and holidays:


New Year’s Eve/Year-End Cash Audit
*Wednesday, December 31
(All locations open 9 a.m. to noon)

New Year’s Day
Thursday, January 1

Martin Luther King, Jr. Day
Saturday, January 17
Monday, January 19

Presidents’ Day
Saturday, February 14
Monday, February 16


FREE Informational Seminars To Benefit
Our Members

You’re invited to attend one – or more – of the following informational seminars we’re providing as financial management tools for our members. Seminars will be limited to 16 (minimum of 5) participants so you’ll have time to ask and receive answers to your questions. All seminars will be presented by Trinity Debt Management and held at our North College Hill branch. They are FREE to our members.

Reservations Required
Please reserve your place now by calling Tammi at (513) 559-1234 ext. 1605.


VISA® SKIP-A-PAY

If your mailbox is overflowing with holiday bills, maybe you could use some extra time to pay your Greater Cincinnati VISA® bill. If so, we invite you to skip a month’s payment so you can catch your breath on post-holiday bill payments.

Your January statement will include information about this money-saving opportunity. So check it out, and skip right through a month’s payment!



Conveniently Located To Serve You

Main Office: 2721 Central Parkway ■ Cincinnati, Ohio 45225 ■ Manager: John

Oakley/Hyde Park: 4004 Edwards Road ■ Cincinnati, Ohio 45209 ■ Manager: Barb

North College Hill: 6899 Hamilton Avenue ■ Cincinnati, Ohio 45224 ■ Manager: Steve

Westwood: 3287 Werk Road ■ Cincinnati, Ohio 45211 ■ Manager: Lisa

Mason: 7948 Mason-Montgomery Road ■ Mason, Ohio 45040 ■ Manager: Ben

Phone: (513) 559-1234 ■ Out Of Town: (800) 803-1234 ■ Fax: (513) 559-0910

Tellie By Phone: (513) 559-0901 ■ Out Of Town: (888) 292-0901

Website & Tellie On Line: www.gccu.org

 
 

All Rights Reserved © 2010 Greater Cincinnati Credit Union
Privacy and Disclosures

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your deposits are insured to $250,000 per account.
By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Greater Cincinnati Credit Union is a state chartered credit union. Deposits in G.C.C.U. are privately insured by American Share Insurance.