|
SHARE DRAFT (CHECKING)
ACCOUNT FEES |
| Monthly
Processing Fees |
$3.00 |
| Excess Check Processing
Charge - First 30 processed at no charge each month
- after 30 |
$.15
per check |
| Photocopy
of Check |
$5.00 |
| Returned
(NSF) Check |
$27.00 |
| Visa Overdraft
Protection |
FREE |
| ACH Item
Paid Through Transfer |
$15.00 |
| Certified
Check |
FREE |
Checkbook
Balancing & Researching Fee
(minimum 15 minute chg) |
$25.00 / hour |
| Stop Payment |
$25.00 |
| Draft Paid
through Shares Transfer |
$15.00 |
| Re-Open
Share Draft account |
$25.00 |
| Returned
(NSF) ACH (Pre-Authorized Payment) Item |
$27.00 |
|
STAR ATM &
CHECK CARD FEES |
| Monthly
Service Fee |
$3.00 |
| HSA Debit |
No Monthly Fee |
| Transfer
of Funds to Cover Overdraw |
$15.00 |
| Replace
Lost or Stolen STAR / Star Card |
$15.00 |
| Re-Issue
MAC / Star Card after CU Cancel |
$30.00 |
| Cash Advance
Fee (ATMs and Other Institutions) |
$2.00 |
| Overdrawn
Account |
$25.00 |
| Overdrawn
Greater than 4 Days |
$25.00 |
| Issue Additional
ATM & Check Card |
$15.00 |
| Document
Fee (copy of sales slip) |
$10.00 |
| ATM Operator/Network
Fees. When you use an ATM not owned by
the credit union, you may be charged a fee by the
ATM operator or any network used (and you may be
charged a fee for a balance inquiry even if you
do not complete a fund transfer). |
|
VISA FEES |
| NO
Annual Fee |
FREE |
| Additional
Card |
$5.00 per card |
| Cash
Advance Fee (ATM's and Other Institutions) |
$2.00 |
| Late
Payment Fee |
$30.00
after 10 days late |
| Replace
Lost or Damaged Card |
$5.00 per card |
| Document
Fee (copy of sales slip) |
$3.00 each |
| Over
Credit Limit Fee |
10% of
Amount over Limit |
| |
|
|
LOAN FEES |
First
Mortgage Loans - Application Fees and closing
costs vary.
Please contact Loan Department for estimates. |
| First
Mortgage Loan - Late Payment Fee |
5% of principal and interest
after 15 days late |
| |
Home
Equity Loans - Application Fees and closing
costs vary.
Please contact Loan Department for estimates. |
| |
| Home
Equity Loan - Late Payment Fee |
3% of the minimum monthly
payment due - no less than $1.00, no more than
$15.00 |
Auto,
Personal, and Other Loans -
Application Fees |
FREE |
Auto,
Personal, and Other Loans -
Late Payment Fee |
$30.00
after 10 days late |
| |
|
|
MISCELLANEOUS SERVICE
FEES |
| Money
Orders |
$1.50 each |
| Travelers
Checks |
1% of purchase - FREE
with CU VISA |
| Stop
Payment on Official Check |
At Credit Union Cost |
| Wire
Transfer of Funds |
| Incoming |
FREE |
|
Outgoing |
$10.00 |
| Returned
Deposit Item |
$20.00 |
| Returned
mail per occurrence (daily) |
$2.00 |
| Early
closure of club account |
$10.00 |
| Dormant
Account* |
$3.00 per month |
| Third
Party share withdrawal checks |
$2.00 |
| Replace
memo auto title |
$5.00 |
Re-Open
share account
closed by Credit Union |
$25.00 |
| Tax
Levy or Garnishment |
$25.00 |
| On-line
account history |
25¢ per page |
| Copy
of Statement |
$2.00 per page |
| Fax
copy sent |
$1.25 per page |
| Notary
Public |
FREE |
CarFax® Vehicle History Report
**(Fee
refunded if you get a car loan from us) |
$12.00**
|
| Safe
Deposit Box - Available Main Office ONLY |
varies by size |
| Non-member on-us check cashing fee |
$10.00 |
*The first business day of each month a $3.00 monthly dormant account fee will be charged to a member's Share/Savings Account which has not shown any deposit or withdrawal activity (except dividend payments) for 2 consecutive years. Members who have more than a Single Share Account such as Checking, IRA, Club Accounts, Loans, and VISA® will not be charged a fee. Youth Accounts are also exempt.
