| SHARE DRAFT (CHECKING) ACCOUNT FEES |
| Monthly Processing Fees | $4.00 |
| Excess Check Processing Charge After 30 Checks at No Charge | $.15
per check |
| Certified Check | None |
| Stop Payment | $25.00 |
| Photocopy of Check | $5.00 |
Copies of Checks That Are Available on
Tellie Online | None |
| Returned (NSF) Check | $27.00 |
| Overdrawn Account (Each Occurrence) | $25.00 |
| Draft Paid through Shares Transfer | $15.00 |
| Line of Credit Overdraft Protection | None |
| Visa® Overdraft Protection | None |
Checkbook Balancing and Researching Fee
(Minimum 15-Minute Charge) | $25.00/hour |
| Re-Open Share Draft Account | $25.00
|
|
Returned (NSF) ACH (Pre-Authorized Payment) Item |
$27.00
|
|
ACH Item Paid Through Transfer
|
$15.00
|
|
STARSM ATM & CHECK CARD FEES
|
| Monthly Service Fee | $3.00 |
| HSA Debit Card | No Monthly Fee |
| Transfer Funds to Cover Overdraw | $15.00 |
| Overdrawn Account (Each Occurrence) |
$25.00 |
| Replace Lost or Stolen STAR ATM & Check Card |
$15.00 |
| Re-Issue STAR ATM & Check Card After CU Cancel | $30.00 |
| Issue Additional ATM & Check Card |
$15.00 |
|
ATM & Check Card Document Fee (copy of sales slip)
|
$10.00
|
| Cash Advance Fee (ATMs and Other Institutions) | $2.00 |
| ATM Operator/Network Fees. When you use an ATM not owned by the credit union, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). |
| VISA® CREDIT CARD FEES |
| Annual Fees | None |
| Additional Card | $5.00 per card |
| Replace Lost or Damaged Card |
$5.00 per card |
| Over Credit Limit Fee |
10% of
Amount over Limit |
| Document Fee (copy of sales slip) |
$3.00 |
| Late Payment Fee After 10 Days Late |
$30.00 |
| Cash Advance Fee (ATM's and Other Institutions) | $2.00 |
| LOAN FEES |
First Mortgage Loans - Application fees and closing costs vary. Please
contact Loan Department for estimates. Late Payment Fee: Five percent
(5%) of the principal and interest payment after 15 days late.
Home Equity Loans - Application fees and closing costs vary. Please
contact Loan Department for estimates. Late Payment Fee: Three percent
(3%) of the minimum monthly payment due, no less than $1, no
more than $15.00, after 20 days late.
Auto, Personal and Other Loans - No Application Fees. |
| Late Payment Fee After 10 Days Late |
$30.00 |
| MISCELLANEOUS SERVICE FEES |
| Money Orders | $2.00 each |
| VISA Travel Money Card (Free to Diamond Club Members) |
$9.95/
$3.95 to reload |
| VISA Gift Card (Free To Diamond Club Members) |
$3.00 |
| Stop Payment on Official Check | At Credit Union Cost |
| Incoming Wire Transfer of Funds |
None |
| Outgoing Wire Transfer of Funds (Free To Diamond Club Members) | $10.00 |
| Returned Deposit Item | $20.00 |
| Returned Mail Per Occurrence (Daily) | $2.00 |
| Early Closure of Club Account | $10.00 |
| Dormant Account* | $3.00 per month |
| Third Party Share Withdrawal Checks | $2.00 |
| Replace Memo Auto Title |
$5.00 |
| Re-open Share Account Closed by CU | $25.00 |
| Tax Levy or Garnishment |
$25.00 |
| On-Line Account History | $.25 per page
|
| Copy of Statement
|
$2.00 per page
|
| Fax Copy Sent |
$1.25 per page
|
| Notary Public
|
No Charge
|
| CarFax® Vehicle History Report (refunded if you get a Vehicle Loan from us) |
$12.00
|
| Non-member Check Cashing Fee |
$10.00 |
| Safe Deposit Boxes are available in varying sizes at the Main Office. |
* The first business day of each month a $3.00 monthly dormant account fee will be
charged to a member's Share/Savings Account which has not shown any deposit or
withdrawal activity (except dividend payments) for 2 consecutive years. Members
who have more than a single Share Account such as Checking, IRA, Club Accounts,
Loans, and VISA® will not be charged a fee. Youth Accounts are also exempt.
