Auto Loans Interest Rates


 

NO PREPAYMENT PENALTIES! 

AUTO Financing up to 110%  LTV

Models Years:

2016-18 60 mos; 2013-15 54 mos; 2010-12 48 mos; 2009 & older 36 mos

Extended terms up to 84 mos. add .50% APR ($35,000 Min.) 2016-2018

Extended terms up to 72 mos. add .25% APR ($25,000 Min.) 2016-2018

RV Financing up to 100%  A+ & A Tiers; 95% B &C Tiers

 EFFECTIVE 4/1/18
Credit NEW AUTO USED AUTO RV LOANS
Tier/LTV up to 60 mos up to 60 mos TERMS **
A+/ 110% 3.65% 3.75% 6.15%
A / 110% 3.70% 3.80% 6.35%
B / 105% 3.75% 3.90% 6.45%
C / 100% 3.95% 4.70% 7.10%
D / 95% 5.65% 6.35% n/a
E / 90% 6.30% 8.10% n/a
Seoncd Chance / 90% 7.50% 8.20% n/a

 Second Chance Minimum Credit Credit Score 550

Rate Discounts Available: Automatic Payment Debit(a) -.25% or Diamond Club -1.00%   

 

* Diamond Club Members are full service members who have
a Share Savings account, Share Draft Checking account, Visa Debit card and a VISA Credit Card

 

** Terms vary by amount financed. Maximum RV loan $75,000.

 

(a) Automatic Debit Discount applies to Greater Cincinnati Credit Union deposit accounts
and only one discount (either automatic debit or Diamond Club) allowed per loan.

 

APR= Annual Percentage Rate

 

LTV= Loan to Value. 

 

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American Share Insurance: Your savings insured up to $250,000 per account. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS' ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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