Regular Share Certificate Rates

Rates Eff. 07/01/20 Minimum Balance $300. Dividends Paid Monthly
Term	Dividend Rate (a)	APY (b)
6 Months	0.20%	0.20%
1 Year (12 mos.)	0.20%	0.20%
2 Years (24 mos.)	0.30%	0.30%
30 Months	0.35%	0.35%
3 Years (36 mos.)	0.40%	0.40%
4 Years (48 mos.)	0.45%	0.45%
5 Years (60 mos.)	0.50%	0.50%
6 Years (72 mos.)	0.65%	0.65%

(a) Dividend rate is calculated on a daily basis

(b) Annual Percentage Yield based on dividends accumulating to account

All Term Certificates are subject to penalties for early withdrawal.

APY= Annual Percentage Yield

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