The Diamond Club rewards full service members with a 2% reduction in the Visa® interest rate, a 1% reduction in the rate on most loans, a 1/2% bonus on most Share Certificate rates. Membership in Diamond Club is easy - maintain share (savings), share draft (checking), STAR® ATM, and Visa® accounts in good standing. Diamond club members are subject to the service fees. Diamond Club members will also receive free Diamond Club Standard Checks (basic), or have custom checks ordered at a discounted rate. There is also no cost or fee for outgoing wire transfers.