Online Security Tips
ON-LINE BANKING PROTECTION
AUTHENTICATION and FRAUD DETECTION
In an effort to provide a safe and secure on-line banking experience for our members, the Credit Union employs a multi-factor authentication system for accessing your accounts through Tellie On-Line and Tellie Mobile App. Random code generation, security Q&A’s, private pass codes, and unique security code messages are all ways we protect your on-line information. These security steps comply with federal financial institutions examination council (FFIEC) requirements for financial institutions to employ enhanced authentication procedures for accessing accounts online.
Top 10 Tips to Stay Safe Online
Here are some tips to keep you safe while you surf the internet.
- Know the scams. Read articles and blogs, follow the news, and share this so you can learn about different kinds of scams and what you can do to avoid them and also help your friends.
- Think before you click. Never click on links in messages from people you don’t know or vaguely know. These phishing emails have links that lead to websites that can lure you into giving personal information or download malware to your computer. You should even be wary with emails from people you do know if it looks or sounds suspicious. Hackers can create a malicious email that looks like it came from your best friend’s email account.
- Safely peruse. Beware of phony websites. These sites may have an address that’s very similar to a legitimate site, but the page can have misspellings, bad grammar or low resolution images. However, scammers are getting better at replicating sites so make sure. If a site asks for personal information, double check the URL and make sure it’s not asking for information it shouldn’t.
- Shop safely. Don’t shop on a site unless it has the “https” and a padlock icon to the left or right of the URL. Also, protect yourself and use a credit card instead of a debit card while shopping online—a credit card company is more likely to reimburse you for fraudulent charges.
- Kick-butt passwords. Do away with the “Fitguy1982” password and use an extremely complex one like 9&4yiw2pyqx#. Phrases are good too. Regularly change passwords and don’t use the same passwords for critical accounts. For more tips on how to create strong passwords, go to http://passwordday.org/
- Protect your info. Keep your guard up. Back up all of your data on your computer, smartphone and tablet in the event of loss, theft or a crash. Also, routinely check your various financial statements for questionable activity.
- Watch your Wi-Fi connectivity. Protect your network by changing your router’s default settings and making sure you have the connection password-protected. Learn More About Protecting Your Wi-Fi Connection Here.
- Install a firewall. A firewall is a great line of defense against cyber-attacks. Although most operating systems come with a firewall, you might want to consider installing McAfee LiveSafe™ service which has a much better firewall than the one that comes built into your operating system.
- Keep up to date. The best security software updates automatically to protect your computer. Use the manufacturer’s latest security patches to make regular updates and make sure that you have the software set to do routine scans.
- Use your noggin. You do not need to be a seasoned computer whiz to know that it’s not smart to open an attachment titled, “Claim Your Inheritance!” Using common sense while surfing the Web can protect you from some hungry cyber-shark.
Kids Rules For Online Safety
These rules are aimed mostly at younger children, at oldest pre-teens. Appropriate “rules” for online use vary by age, maturity of the child and family values.
- I will not give out personal information such as my address, telephone number, parents’ work address/telephone number without my parents’ permission.
- I will tell my parents right away if I come across something that makes me feel uncomfortable.
- I will never agree to get together with someone I “meet” online without first checking with my parents. If my parents agree to the meeting, I will be sure that it is in a public place and bring a parent along.
- I will talk with my parents about posting pictures of myself or others online and not post any pictures that my parents consider to be inappropriate.
- I will not respond to any messages that are mean or in any way make me feel uncomfortable. It is not my fault if I get a message like that. If I do I will tell my parents right away.
- I will talk with my parents so that we can set up rules for going online and using a mobile phone. We will decide upon the time of day that I can be online, the length of time I can be online and appropriate areas for me to visit. I will not access other areas or break these rules without their permission.
- I will not give out my passwords to anyone (even my best friends) other than my parents.
- I will check with my parents before downloading or installing software or doing anything that could possibly hurt our computer or mobile device or jeopardize my family’s privacy.
- I will be a good online citizen and not do anything that hurts other people or is against the law.
- I will help my parents understand how to have fun and learn things online and teach them things about the Internet, computers and other technology.
Take the On-Line Safety Quiz here: Safekids Quiz
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