Money Market Account (d)

Investment AccountDividend Rate (a)Annual Percentage Yield (b)Minimum Balance For APYDividends Paid
Tier 10.15%0.15%$2,500 - $24,999Monthly
Tier 20.15%0.15%$25,000 - $49,999Monthly
Tier 30.20%0.20%$50,000 - $74,999Monthly
Tier 40.25%0.25%$75,000 & higherMonthly

All Term Share Certificates are subject to penalties for early withdrawal.

FOOTNOTES

(a) Dividend rate is calculated on a daily basis.
(b) Annual Percentage Yield based on dividends accumulating to account.

Your deposits are insured to $250,000 PER ACCOUNT by American Share Insurance.  BY MEMBERS'S CHOICE,  THIS INSTITUTION IS NOT FEDERALLY INSURED and IF THE INSTITUTION FAILS, the FEDERAL GOVERNMENT DOES NOT GUARANTEE THAT DEPOSITORS WILL GET BACK THEIR MONEY.