Closed-end Personal Loan Rates


Short Term Personal Loan

Minimum Loan Amount of $500

Terms up to 18 Mos. Rates Eff. 12/01/19

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 5.25% 4.25% $7,500
A 5.40% 4.40% $7,000
B 5.55% 4.55% $6,000
C 6.75% 5.75% $4,500
D 8.25% 7.25% $3,500
E 8.95% 7.95% $3,000
2nd Chance 9.75% 8.75% $2,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible 

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

Long Term Personal Loan

Home Improvement Loans Up to 84 months

Personal Loans up to 72 months. Rates Eff. 12/01/19

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 7.25% 6.25% $20,000
A 7.25% 6.25% $20,000
B 7.80% 6.80% $15,000
C 8.80% 7.80% $10,000
D 9.90% 8.90% $7,500
E 11.70% 10.70% $5,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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