Closed-end Personal Loan Rates


Short Term Personal Loan

Minimum Loan Amount of $500

Terms up to 15 Mos. Rates Eff. 07/01/20

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 4.05% 3.05% $5,000
A 4.20% 3.20% $4,500
B 4.35% 3.35% $4,000
C 5.55% 4.55% $3,500
D 6.50% 5.50% $3,000
E 7.75% 6.75% $2,500
2nd Chance 9.55% 8.55% $2,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible 

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

Long Term Personal Loan

Home Improvement Loans Up to 84 months

Personal Loans up to 72 months. Rates Eff. 07/01/20

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 6.50% 5.50% $20,000
A 6.55% 5.55% $20,000
B 7.00% 6.00% $15,000
C 7.70% 6.70% $10,000
D 9.00% 8.00% $7,500
E 10.00% 9.00% $5,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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