Closed-end Personal Loan Rates


Short Term Personal Loan

Minimum Loan Amount of $500

Terms up to 15 Mos. Rates Eff. 02/01/21

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 3.99% 2.99% $5,000
A 3.99% 2.99% $4,500
B 4.25% 3.25% $4,000
C 4.50% 3.50% $3,500
D 5.50% 4.50% $3,000
E 6.50% 5.50% $2,500
2nd Chance 8.00% 7.00% $2,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible 

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

Long Term Personal Loan

Home Improvement Loans Up to 84 months

Personal Loans up to 72 months. Rates Eff. 02/01/21

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 5.50% 4.50% $15,000
A 5.50% 4.50% $15,000
B 5.75% 4.75% 12,500
C 6.70% 5.70% $10,000
D 8.00% 7.00% $7,500
E 9.00% 8.00% $5,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Greater Cincinnati Credit Union |  All Rights Reserved. | Copyright 2017 | PRIVACY Opens a new window| Designed by Zoozler

The Credit Union is now hiring for a MSR/Teller Position. Interested parties should send their resume to: lmontgomery@gccu.org