Closed-end Personal Loan Rates


Short Term Personal Loan

Minimum Loan Amount of $500

Terms up to 18 Mos. Rates Eff. 12/1/18

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 5.50% 4.50% $7,000
A 5.65% 4.65% $6,500
B 5.80% 4.80% $5,500
C 7.00% 6.00% $4,000
D 8.25% 7.25% $3,000
E 8.95% 7.95% $2,500
2nd Chance 9.75% 8.75% $2,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible 

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

Long Term Personal Loan

Home Improvement Loans Up to 84 months

Personal Loans up to 72 months. Rates Eff. 10/1/18

  Regular Diamond Maximum
Tier Rate Club* Limits
A+ 8.05% 7.05% $20,000
A 8.05% 7.05% $20,000
B 8.60% 7.60% $15,000
C 9.60% 8.60% $10,000
D 10.70% 9.70% $7,500
E 11.70% 10.70% $5,000

Rate Discount : Automatic Debit(a)  -0.25% Eligible

* Diamond Club Members are full service members who have a Share Savings account, Share Draft Checking account, Visa Debit Card and a VISA Credit Card

APR=Annual Percentage Rate

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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