Basic Membership Programs

Minimum Balance $5 dividends paid monthly. Rates Eff. 01/01/19
	Dividend Rate (a)	APY (b)
Regular Share	0.05%	0.05%
Youth Account (c)	0.20%	0.20%

(a) Dividend rate is calculated on a daily basis

(b) Annual Percentage Yield based on dividends accumulating to account

(c) Youth Account defined as being under 16 years of age

APY=Annual Percentage Yield

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