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Home Equity Loans & Line of Credit


 

Do you own your home? Does your home have built in equity? Do you need access to funds to finance virtually anything including Debt Consolidation, Tuition Expenses, Home Improvements or Repairs, Wedding or Travel Plans? Look no further than a Home Equity Loan.

Our Home Equity Loan Program* is available for owner occupied single family homes located within the Credit Union field of membership. Offered in both a Fixed Rate Closed End option with terms up to 12 years or a Flexible Variable Rate Line of Credit.

Other Program benefits include:

1.  Up to 80% Loan to Value Borrowing

2. Competitive Rates

3. No Points

4. No Annual Fees

5. Interest May be Tax Deductible

6. 31-Day Rate Lock

7. No mortgages SOLD since inception in 1988.

8. Serviced & underwritten by the Credit Union from start to finish.

GCCU NMLS ID 405714

To learn more about a Home Equity loan, please speak with a mortgage loan representative at (513) 559-1234 (Ext.1111) or email us here.

 >APPLY FOR A CLOSED-END HOME EQUITY < 

>APPLY FOR A HOME EQUITY LINE of CREDIT<

*$400 Non-Refundable Application Fee. Minimum loan amount of $5,000 up to maximum loan amount of $484,350. Subject to credit approval. Be sure to contact a tax adviser to determine if interest paid can be tax deductible. Other program details may apply.

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American Share Insurance: Your savings insured up to $250,000 per account. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS' ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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