Share Draft Checking Account


PRIMARY SHARE DRAFT CHECKING

A Credit Union Share Draft Checking account allows you the flexibility of traditional check writing as well as access to our optional VISA Debit card.

 

Account Details:

    • No Minimum Balance Required
    • Overdraft Protection Available

       

    • Access account with TELLIE On-Line e-Banking & Mobile App
    • FREE e-Statements
    • FREE Bill Pay w/On-Line banking
    • Eligible for Electronic Direct Deposit
    • Low $5/mo Service Fee
    • Add optional VISA Debit Card for $4/mo Service Fee
SHARE DRAFT CHECKING
VISA DEBIT CARD

RETIRE’EASE SHARE DRAFT CHECKING

Our special Retire’Ease Share Draft Checking account is offered to members 50 & older who have their retirement pension or social security benefits direct deposited to their Credit Union account. Retire’Ease is also available to members 62 & older who may still be actively working and have their paycheck direct deposited to the Credit Union

 

Account Details:

  • No Minimum Balance Required
  • Overdraft Protection Available
  • Access account with TELLIE On-Line e-Banking & Mobile App
  • FREE e-Statements
  • FREE Bill Pay w/On-Line banking
  • Monthly Service Fee is WAIVED ($60 annual savings)
  • FREE Retire’Ease style checks (or custom checks available at a discounted price)
  • Add optional VISA Debit Card for $4/mo Service Fee
RETIRE'EASE CHECKING

YOUNG ADULT SHARE DRAFT CHECKING

Our newest Share Draft checking account is specially designed for young adults ages 16 up to 25. Enjoy access to all of our e-Services, free checks, and our VISA Debit card all with No Monthly Fees*.

Account Details:

 

      • No Minimum Balance Required
      • Overdraft Protection Available

         

      • Access account with TELLIE On-Line e-Banking & Mobile App
      • FREE e-Statements (enrollment required for Young Adult program)
      • FREE Bill Pay w/On-Line banking
      • Monthly Service Fee is WAIVED ($60 annual savings until you turn 25*)
      • FREE Young Adult style checks (or custom checks available at a discounted price*)
      • Monthly Service Fee is WAIVED for VISA Debit card ($48 annual savings until you turn 25*)
YOUNG ADULT PROGRAM

OVERDRAFT PROTECTION

Life sometimes gets in the way and mistakes can happen. Don’t panic, we’re looking out for you. Our overdraft protection features help reduce costly NSF fees and unnecessary embarrassment. Credit Union members with a Share Draft Checking account have several affordable overdraft protection options. Choose from automatic Share Account transfers*, VISA Credit or Personal Line of Credit (PLC) automatic fund transfers, or Courtesy Pay** overdraft protection.

 

Learn more about Overdraft Protection by clicking here

To add any of these overdraft protection features to your Share Draft Checking account or VISA Debit Card please speak with a Credit Union representative at (513)559-1234 or email us here.  

*Transfer fee of $15 per occurrence applies

**Courtesy Pay maximum limit of $400 per membership account. Must be paid within 30 days. $31 service fee per occurrence. See a representative for additional program details.

OVERDRAFT PROTECTION
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American Share Insurance: Your savings insured up to $250,000 per account. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS' ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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